By accessing and using this website Cap-shop.shop and/or scheduling a consultation through our services, you accept and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, please do not use our services.
BINDING AGREEMENT: These Terms constitute a legally binding agreement between you and Oliva Capital LLC, enforceable to the fullest extent permitted by law.
Oliva Capital LLC ("we," "us," "our") operates as a licensed life insurance brokerage providing:
IMPORTANT: We are a lead generation and brokerage service. By using our services, you expressly consent to being contacted by multiple insurance agents and agencies.
By providing your information, you expressly consent to and understand that:
a) Multiple Agent Contact: Your information will be used with one or more licensed insurance agents who may contact you by:
b) Contact Frequency: You may be contacted multiple times by different agents. There is no limit to the number of agents who may contact you.
c) Contact Timing: You may be contacted immediately and for up to one (1) year after submitting your information.
d) Automated Dialing: You consent to receive calls and texts made using an automatic dialing system, pre-recorded messages, or artificial voice.
e) No Purchase Obligation: Your consent to be contacted is not a condition of purchasing any products or services.
f) Third-Party Distribution: Your information may be:
By providing your telephone number, you expressly consent to receive telemarketing calls and text messages from us, our agents, partners, and affiliated companies regarding insurance products and services. This express consent applies even if your phone number is on any Do-Not-Call list. Standard message and data rates may apply.
To opt-out of communications:
YOU EXPRESSLY AGREE THAT USE OF OUR SERVICES IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU HEREBY RELEASE, WAIVE, DISCHARGE, AND COVENANT NOT TO SUE OLIVA CAPITAL LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, PARTNERS, SUCCESSORS, AND ASSIGNS FROM ANY AND ALL LIABILITY, CLAIMS, DEMANDS, ACTIONS, AND CAUSES OF ACTION WHATSOEVER ARISING OUT OF OR RELATED TO:
THIS RELEASE INCLUDES CLAIMS BASED ON NEGLIGENCE, BREACH OF CONTRACT, BREACH OF WARRANTY, VIOLATION OF STATUTES, OR ANY OTHER LEGAL THEORY.
You acknowledge and agree that:
ALL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
WE EXPLICITLY DO NOT GUARANTEE:
NO FIDUCIARY, ADVISORY, OR PROFESSIONAL RELATIONSHIP EXISTS. WE ARE NOT:
YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS OLIVA CAPITAL LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, SUPPLIERS, PARTNERS, SUCCESSORS, AND ASSIGNS FROM AND AGAINST ANY AND ALL CLAIMS, DAMAGES, OBLIGATIONS, LOSSES, LIABILITIES, COSTS, DEBT, AND EXPENSES (INCLUDING ATTORNEY'S FEES) ARISING FROM:
THIS INDEMNIFICATION SURVIVES TERMINATION OF THESE TERMS.
AGGREGATE LIABILITY CAP: IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED ONE HUNDRED DOLLARS ($100.00).
EXCLUSION OF DAMAGES: WE SHALL NOT BE LIABLE FOR:
ESSENTIAL PURPOSE: These limitations apply even if a remedy fails its essential purpose.
ANY DISPUTE SHALL BE RESOLVED THROUGH INDIVIDUAL BINDING ARBITRATION, NOT IN COURT.
This includes all claims, regardless of legal theory, including:
YOU WAIVE ANY RIGHT TO PARTICIPATE IN CLASS ACTIONS, CLASS ARBITRATIONS, OR REPRESENTATIVE ACTIONS.
Claims must be brought individually.
YOU WAIVE ANY RIGHT TO A JURY TRIAL.
Claims properly filed in small claims court are exempt from arbitration.
YOU MUST BRING ANY CLAIM WITHIN ONE (1) YEAR OF THE EVENT GIVING RISE TO THE CLAIM. CLAIMS BROUGHT AFTER THIS PERIOD ARE FOREVER BARRED.
These Terms are governed by Florida law. Any permitted court proceedings must be brought in the United States of America, Florida. You consent to personal jurisdiction and venue there.
If any provision is unenforceable, the rest remains in effect. Provisions regarding liability, indemnification, arbitration, and IP rights survive termination.
We are not liable for failures due to circumstances beyond our control, including but not limited to:
Insurance agents contacted through our service are INDEPENDENT CONTRACTORS. We are not liable for their:
You acknowledge that:
Any disputes regarding insurance policies must be resolved directly with the insurance company. We are not a party to your insurance contract.
All content is protected by copyright, trademark, and other IP laws. Unauthorized use may result in:
Your use is governed by our Privacy Policy. Key protections include:
We may modify these Terms at any time. Continued use constitutes acceptance. We are not liable for any harm from changes.
These Terms and our Privacy Policy constitute the entire agreement and supersede all prior agreements.
BY USING OUR SERVICES, YOU ACKNOWLEDGE:
Oliva Capital LLC
37 N. Orange Ave
Suite 600A
Orlando, Florida 32801
Email: [email protected]
For California residents: You expressly waive California Civil Code Section 1542, which states: "A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party."
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