Effective date: September 11, 2026
BRANDON CONSULTATION TERMS
These terms describe requests and appointments made through LIV Agency forms linking to this page. The service is a life insurance consultation with Brandon Oliva. Submitting a request does not buy insurance, start coverage or commit you to purchase a policy.
Your consultation
Share accurate contact details so LIV can respond to your request. You may choose an available appointment after submitting, or ask for help scheduling. Brandon calls the number you provide at the scheduled time. Use the cancellation or rescheduling option supplied with your appointment, or email [email protected] if your plans change. Availability can change and a request alone is not a confirmed appointment.
Who handles your request
Your inquiry is for Brandon's consultation service. LIV and providers supporting its scheduling, records and communications may use your details to deliver that service. We do not sell or rent these consultation leads or distribute them to other agents or marketers for their independent marketing. An insurance application you later request is a separate process with the relevant insurer's terms and disclosures.
Insurance information
Our website and introductory consultation help explain life insurance. They do not guarantee eligibility, approval, a premium, policy value, tax outcome or a particular financial result. Products and services depend on state availability and applicable licensing. Insurance coverage begins only under the issuing insurer's requirements and policy terms.
Indexed universal life is life insurance, not a direct investment in a stock-market index. Policy charges, credited interest, funding and policy terms affect cash value and whether coverage stays in force. Non-guaranteed illustrations are not promised results. Loans and withdrawals can reduce cash value and death benefit and may affect policy performance or have tax consequences. Review the actual policy and illustration and consult an appropriately qualified tax or legal adviser for advice about your circumstances.
Contact choices and text messages
Use the contact choices shown on the form. If you opt in, LIV may call or text about your consultation request, including automated texts, scheduling help, confirmations, reminders and request-related follow-up. Consent is not a condition of purchasing insurance. You may contact Brandon directly at [email protected] instead. Phone-number verification does not itself provide marketing consent, and submitting an email address does not enroll you in unrelated promotions.
Message frequency varies with your request and appointment activity. Message and data rates may apply. Reply STOP to cancel text messages or HELP for help. After STOP, a confirmation may be sent and further text messages will stop unless you opt in again. You can also email [email protected] for support or to change call or email preferences. Wireless carriers are not liable for delayed or undelivered messages.
Privacy and appropriate use
Our consultation privacy notice is available at https://livagencyfl.com/privacy-policy. It explains the information used for this service, recipients, choices and privacy requests. Do not submit another person's details without permission or enter Social Security numbers, bank details, medical history or insurance policy numbers in this consultation form or an ordinary text message. The consultation request service is intended for adults.
Changes and contact
LIV Agency, Brandon Oliva
https://livagencyfl.com
We may update these service terms with a new effective date. Changes do not expand an existing lead's contact permission or authorize its sale. These terms do not replace an insurance contract or limit rights that applicable law protects.